Head of Business and Products
Mr. Syed Zafar Alam Tirmizi is a seasoned banking professional having over 20 years of experience in the field of investment/corporate/commercial banking. He led the formative years of building the Islamic asset book of HBL Islamic and was Heading the Corporate and Commercial Banking division at HBL Islamic Banking. He also helped set up the SME Islamic desk at HBL. In addition, Zafar was responsible for structuring Islamic syndications/sukuks etc. Prior to HBL, Zafar was heading the investment banking unit at Silk bank where he advised/arranged TFCs/Commercial Papers/Syndications and other capital market instruments. He has a keen interest in innovative and boutique financing solutions and from a PMRC perspective is keen on contributing towards promoting the mortgage market through initiatives like standardization of mortgage documentation, pricing subsidies, new products, IT enabled mortgage onboarding, market awareness sessions etc. Zafar holds an MBA from California State University, Fullerton, CA – USA.