Refinance Product Features

PMRC refinance product is based on refinance with recourse model. Objective of refinance is to provide liquidity to Primary Mortgage Lenders (PMLs) for expanding their mortgage loan portfolio. Refinance provides flexibility to generate mortgage loan portfolio on fixed rates which reduces the credit risk and provide comfort to end borrower for fixed installment for longer period.

Refinance is available in both Conventional and Islamic Shariah-compliant mode of finance. Target market for this product consists of Financial Institutions (FIs) including Banks/DFIs/HFCs/MFBs/MFIs/NBFCs.

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