Pakistan Mortgage Refinance Company (PMRC) and TPL Insurance Join Forces to Boost Mortgage Market in Pakistan Dated: May 6, 2025 PMRC has partnered with TPL Insurance to provide coverage for the Loan-to-Value (LTV) Guarantee product—an initiative aimed at enhancing mortgage affordability and accessibility for middle-income first-time home buyers. This collaboration empowers PMRC’s Partner Financial Institutions (PFIs) to extend additional credit to eligible borrowers within regulatory limits, by mitigating the associated credit risk. The LTV Guarantee product is designed to encourage greater participation in the housing finance market, lowering the initial cost burden on consumers and enabling PFIs to support more homebuyers with confidence. Together, PMRC and TPL are committed to fostering financial inclusion and expanding homeownership opportunities across Pakistan.