Rehmat Ali Hasnie

SEVP & Group Chief-Inclusive Development Group (NBP)
Mr. Hasnie has been a member of the Board of PMRC since May 2015 and the Chairman of the Board of Directors since April 2017. He is a financial markets professional with a MA in Development Banking from The American University (USA) and presently serving at National Bank of Pakistan (NBP) in the capacity of SEVP & Group Chief (Acting) of the Corporate & Investment Banking Group. Previously, Mr. Hasnie was the Group Chief of the Inclusive Development Group (IDG) at NBP. IDG is NBP’s most recent and ambitious initiative to position the Bank as an institution focused on the priority financing sectors of Pakistan’s economy (i.e. SME and Agriculture lending). Mr. Hasnie has also headed investment banking at NBP for many year. His has over 26 years of work experience in the financial sector including stints in economics research, capital markets, investment banking, treasury and credit markets at various institutions in Pakistan. He has served on numerous Boards as a nominee Director of NBP including of Pakistan Mercantile Exchange Limited, Fauji Akbar Portia Marine Terminals Limited, Agritech Limited, First Credit Investment Bank Limited and First National Bank Modaraba

Mudassir H. Khan

Mr. Mudassir H. Khan is the Managing Director/CEO of Pakistan Mortgage Refinance Company Mr. Khan holds an Executive Masters in Business Administration (update) from Stern School of Business, New York, USA and a Masters in Finance from St. John’s University, New York, USA.

He is also an Electrical Engineer from University of Oklahoma, USA.

With over 29 years of diversified banking experience primarily covering Retail, Corporate & Investment Banking, Operations, Risk and Development Banking.

Before joining PMRC, Mr. Khan worked with National Bank of Pakistan for four years as SEVP/Group Chief Retail & Commercial Banking and as Group Chief Payments & Digital Banking.

Prior to that, he was with HBL for nine years, holding different portfolios as SEVP Group Head Global Operations, CIO, CCO and Head of Basel and Operational Risk.

He also worked with the World Bank for more than fourteen years in the area of Financial Sector, South Asia Region, based in Pakistan and also worked in Afghanistan, Bangladesh, Nepal, Maldives; as well as in the Africa Region in Ghana, Uganda, Kenya and Sierra Leone.

Before joining the World Bank, he worked in the field of Corporate and Investment Banking with Citibank, N.A and Bear Stearns in Pakistan and in USA.

Mr. Khan had been a speaker at many conferences locally and internationally related to housing finance, banking & digital transformation, banking operations and reforms and risk management.

He had also served in many Boards as Director and was the Chairman of NBP Fullerton Asset Management (NAFA) and of First Women Bank Limited (FWBL).

He is currently MD/CEO PMRC and member of the Board of Pakistan Microfinance Network as Independent, Non-Executive Director.

Farrakh Qayyum

Mr. Farrakh Qayyum retired as Secretary to Government of Pakistan.

He served as Secretary Economic Affairs Division, Finance, Petroleum and Natural Resources, Telecommunications and Information Technology, Privatization, and Science and Technology.

Mr. Qayyum has extensive experience in policy and strategy formation and implementation, institutional development, economic and financial evaluation, in managing multi-disciplinary teams for financial and development projects, and in working closely with commercial banks and multilateral and bilateral donor agencies.

Mr. Qayyum has played an instrumental role in the government’s financial sector and telecommunications sector reforms and successful privatization of PTCL and some of Pakistan’s key financial institutions, and negotiated and signed the Pak-Iran Gas Supply Agreement.

He has also served as Trade and Economic Minister at the Embassy of Pakistan in Washington DC, Special Assistant to the Finance Minister, and Additional Secretary (Econ) at the Prime Minister’s Secretariat.

Mr. Qayyum holds a Master Degree in Economics with a major in International Trade and Finance from the University of San Francisco, USA.

He has received certifications from the Kennedy School of Government, Harvard University, the Overseas Economic Cooperation Fund and several other prestigious organizations.
He has represented Pakistan as Alternate Governor World Bank and Asian Development Bank in their annual meetings.

He also served as Executive Director on the Board of Islamic Development Bank. Mr. Qayyum represented the Government on the Boards of Directors of State Bank of Pakistan, National Bank of Pakistan, and Pakistan International Airlines.

He has also been on the Boards of Directors of Allied Bank Ltd., Pak China Investment Company, and PAIR Investment Company Ltd.

He was a Member of the Economic Advisory Committee, constituted by the Ministry of Finance.

Mr. Qayyum is, presently, the Chief Executive Officer of GEI Pakistan (Pvt) Ltd., an affiliate company of Saif Group, and focused on delivering affordable and clean energy and power solutions for Pakistan.

Sonia Karim

Sonia Karim is the Managing Director for Nishat Chunian Group’s Power Division, comprising a 200 MW IPP and a 46 MW captive power plant. A senior business leader, with over 20 years of work experience in textile and energy sectors, she has worked in various roles, including marketing, sales, product development and production optimization in textiles; supply chain development, project finance, corporate finance, contract negotiation, policy making, operational optimization and performance measurement in the energy sector. She is currently leading a team of 300+ employees.

Sonia did her Bachelors in Electronics Engineering from the Ghulam Ishaq Khan Institute of Engineering Science & Technology and MBA from the Lahore University of Management Sciences. She has done executive courses from AOTS Japan, the London Business School and National University of Singapore.

Risha Mohyeddin

Mr. Risha A. Mohyeddin is the Global Treasurer for HBL, responsible for Sales & Trading businesses (covering Fixed Income, FX, Derivatives & Structured Products, Equities) and Treasury/Balance Sheet Management activities, for the Bank’s global franchise.

Previously he has served as Regional Treasurer for Barclays Bank in Dubai and headed businesses in National Bank of Pakistan and United Bank Ltd., Pakistan.

Previously he worked at Citibank as Country Treasurer for Pakistan, and Regional Head of Structuring, based in Bahrain. During his career, Mr. Mohyeddin has worked closely with market bodies and regulatory agencies to help advance the regulatory structure of markets in several countries in the region, including Pakistan, Egypt and the UAE.

He has an MBA from Melbourne Business School, Australia and a Masters in Finance from Boston College, US.

Imran Sarwar

Mr. Imran Sarwar serves as the Group Executive, Risk and Credit Policy and Group Chief Risk Officer at United Bank Limited.

Mr. Sarwar holds degrees in Business & Accounting from Ohio Wesleyan University and LLB from Punjab University. With over 27 years of diversified banking experience covering Corporate, Institutional, Investment Banking and Risk, he has worked in Pakistan, Australia, UK and UAE. Before joining UBL, he was Head of Corporate and Institutional Banking UAE for Standard Chartered Bank. He joined UBL in August 2017.

Mehreen Ahmed

Ms. Mehreen Ahmed currently serves as the Group Head – Retail Banking at Bank Alfalah.

In this role, she is responsible for managing the Bank’s Retail, Commercial, SME & Consumer businesses across the country.

Her operational network comprises over 525 branches and she leads the banks sales effort for one of the widest product suites in the market.

She is also managing high-impact new businesses including Wealth Management, Premier Banking, and Payroll Banking alongside, Marketing, Communications, and Deposit Products.

She joined Bank Alfalah in 2012 as the Group Head for Consumer Business and New Initiatives. Her banking career spans over 25 years across Pakistan’s leading financial institutions including Standard Chartered, MCB, and Soneri Bank Limited.

She holds an MBA in Finance and Marketing from the Institute of Business Administration (IBA), University of Karachi.

Ms. Mehreen Ahmed represents Bank Alfalah on the board of the Pakistan Mortgage Refinance Company (PMRC), and is also a member on the Client Councils of leading international payment schemes.

Mr. Ahmed Taimoor Nasir

Mr. Ahmed Taimoor Nasir is a Nominee Director, representing the Ministry of Finance, Government of Pakistan on the Board of PMRC.


Presently he is serving as Joint Secretary, Internal Finance Wing, Ministry of Finance, Government of Pakistan. He is also a Nominee Director of the Ministry of Finance on the Board of Zarai Taraqiati Bank Limited.

Mr. Taimoor has over 30 years of extensive experience in public sector with the Federal and Provincial Governments as well as with international organizations.


He has previously served as Director General to the Auditor General of Pakistan, Director General of the National Socio-economic Registry at BISP and Joint Secretary in the Power Division.


Mr. Taimoor holds Masters of Sciences (M.Sc.) in Accounting & Finance from Manchester Business School, UK and Masters in Computer Sciences from Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, (SZABIST) as well as Bachelor of Engineering in Civil Engineering from University of Engineering and Technology, Lahore.

Tayyeb Afzal

Mr. Tayyeb Afzal is a Nominee Director, representing International Finance Corporation (IFC) on the Board of PMRC.

Mr. Tayyeb is a seasoned C-level executive with over 45 years of international experience in both industry (Financial services, manufacturing) and professional services (Big 4).

He is an independent board director, business advisor, executive coach, mentors and provides coaching to young entrepreneurs.

Mr. Tayyeb is established and recognized in Pakistan for board level participation and contribution for leading listed and private companies, especially in the areas of leadership of audit committees, optimization of financial accounting & systems, management and governance systems, strategic planning, IPO planning, M&A, and due diligence initiatives.

He possesses expertise in external and internal auditing, wholesale and corporate banking, equipment leasing and skill set of adaptability and business knowledge of different industry sectors and diverse functional roles providing the ability to quickly add value while dealing with individuals at all levels and across all disciplines.

He has strong business and functional acumen to execute a wide range of delivery and solution strategies. A creative and analytical thinker who can lead and manage changing businesses.

Mr. Tayyeb is a Fellow Member (FCA) of the Institute of Chartered Accountants of England & Wales (ICAEW) and Fellow Member (FCCA) of The Association of Chartered Certified Accountants of the UK having professionally worked in the U.K., Canada, Middle East (Dubai, Muscat, Kuwait and Bahrain) and Pakistan.

Shahid Sattar

Mr. Shahid Sattar is a seasoned professional with the distinction of being one of the most successful bankers who, over the last 41 years has worked in Corporate, Institutional, Consumer and Islamic Banking with leading Multinational and Local banks, Domestically and Internationally. He has established himself as a thought leader and a change agent who has the ability to look through the wide lens and at the same time narrow down to critical issues and opportunities to deliver exceptional and sustainable results.

In his role as President and CEO of Samba Bank Limited (SBL) from August 2013 to July 2022, he has delivered record earnings in all years by building a top of class management team and focusing on key areas including, new business, operational efficiencies, technology rollout, and strong and business-savvy risk management.

Prior to joining SBL, he worked in UBL, as Head of Corporate & Cash Management and later as Head of Retail, Commercial, Consumer (including Cards, Assets, Products & Marketing). From September 2010, till December 2012, he was Heading NIB Bank Limited as Head of Retail, Commercial & Consumer. He also worked as Head of Retail & Remittance Business in Bank Al-Bilad (Islamic Bank), Saudi Arabia from November 2007 to September 2010.

He also worked in MCB Bank, form August 1998, till October 2007, holding various positions including Head of SAM, Head of Retail, Commercial & Consumer and Agriculture prior to that HE worked in CITI Bank Pakistan in Corporate from 1992, till 1998. He also worked in Centralized Credit in BCCI from 1981 to 1991 serving at Cairo, London & Abu Dhabi.

Mr. Shahid’s forte is formulating SBL’s strategic direction including commitment to business growth and increasing revenue, controlling cost, rationalization of organizational structure, and improving service quality. SBL is now heading towards Digitalization and Automation for providing better consumer experience at their convenience.

He has held many directorships at MNET Services (Pvt.) Ltd., (ATMSWITCH), Bank AL-Bilad Investment Co., Saudi Arabia, PICIC Insurance Co., PICIC Asset Management Co., and UBL Asset Management Co., during his career. He currently holds directorship of Insta Plast (Pvt.) Ltd., and National Insurance Company Ltd.

He has done Bachelor of Science (B.Sc) in Textile Engineering from the University of Engineering and Technology, Lahore and holds a Master Degree in Business Administration (MBA) in Marketing from the University of Punjab. Over the years he attended many national and international Seminars and Conferences.

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